Susan Cobb-Starrett

Does everyone have their pumpkins carved and out on the stoop? Get ready for those trick-or-treaters!

Welcome to the Susan Cobb-Starrett State Farm Agent office in Ann Arbor, Michigan! Since opening my office in 1993, I have been committed to helping individuals and families protect what matters most. With over 33 years of experience and as a second-generation State Farm agent, I grew up in my father's agency and developed an appreciation for educating people so they can make informed insurance decisions. That passion for helping others has never faded. We are proud to serve communities throughout Michigan, including Ann Arbor, Dexter, Chelsea, Manchester, Grass Lake, and Ypsilanti, and we value the relationships we build with our Good Neighbors.

Every stage of life brings new opportunities and responsibilities, which is why my team and I take the time to understand your needs and explain your options. Whether you're looking for Auto Insurance to help keep you covered on the road, Home Insurance to help protect the place you call home, or Life Insurance for the people who matter most, we're here to provide guidance and support. We also offer Renters Insurance, Condo Insurance, Motorcycle Insurance, Pet Insurance, Supplemental Healthcare options, and can help you create a Personal Price Plan®. We focus on providing remarkable service by answering calls whenever possible, spending time educating current and prospective customers, and serving as a helpful resource during the claims process by providing information, direction, and connectivity with adjusters. For added convenience, we offer virtual and remote appointments and welcome pets in our office.

Community involvement has always been important to me. I have served on the Grass Lake Planning Commission for more than 10 years and enjoy staying connected to the communities we serve. I am also a Chartered Life Underwriter (CLU) and can assist customers in English. Outside the office, I enjoy gardening, kayaking, traveling to historical destinations across the United States, and spending time with my family, including my five grown sons and my 95-year-old mother. I also take pride in my connection to Michigan history through my great-aunt, Annie Clemenc, who was inducted into the Michigan Women's Hall of Fame for her leadership during the Calumet copper mine strikes of 1913.

Together with my knowledgeable team, we strive to create a welcoming and informative experience for every customer we serve. Stop by, give us a call, or request a personalized quote today.

May 2026 be a successful year for you and your family!

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Susan for insurance guidance in Ann Arbor.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. In Ann Arbor, you can count on Susan for personalized service.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Susan is here to help your Ann Arbor household feel covered.

Q: How does life insurance work at a basic level?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Looking for coverage? Talk with Susan about your options in Ann Arbor.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. For personalized coverage in Ann Arbor, MI, reach out to Susan.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Susan is proud to serve the Ann Arbor community.